Frequently Asked Questions
Get answers to common questions about our small business consulting services
What types of businesses do you typically work with?
We specialize in working with small businesses across various industries including retail, service-based businesses, restaurants, and professional services. We tailor our consulting approach to your specific business model and unique industry challenges. Our experience spans businesses from pre-revenue startups to established, multiple location companies.
How long does the loan packaging process typically take?
The loan packaging process typically takes 2-3 weeks for active, engaged clients. We work efficiently to compile comprehensive loan packages that show what bankers like to see and help expedite bank approval timelines.
What documents do I need to prepare for loan packaging services?
Typical documents include: tax returns (both business and personal for the last 2-3 years), current financial statements (profit & loss, balance sheet), business plan, cash flow projections, and personal financial statement. During our initial consultation, we'll provide you with a complete checklist tailored to your specific situation and loan type.
Do you work with startups or only established businesses?
We work with both! Whether you're launching a new business or looking to grow an established company, we provide tailored financial consulting services. For startups, we offer business planning, financial projections, and initial funding strategies. For established businesses, we focus on growth strategies, loan packaging, and operational improvement.
Do I need to be located in the Upper Midwest to work with you?
No! While we're based in the Upper Midwest, we welcome clients from across the United States. We provide in-person as well as remote consulting services via phone, video conferencing, and email, making it easy to work with us regardless of your location.
How do your long-term consulting engagements work?
Our long-term consulting engagements provide ongoing financial guidance and support through monthly or quarterly retainer agreements. This includes regular, scheduled financial reviews, strategic planning sessions, business building support, and cash flow monitoring. You get access to our expertise and professional service network when you need them.
What makes Interval Consulting different?
Our consultants are located in the Midwest and come from business banking backgrounds. We know what makes a good loan package, because we have presented loan applications to loan committees that have received multiple rounds of financing. We focus specifically on small businesses in the Upper Midwest and understand the unique challenges of this region. We know how seasonality affects business and know how to prepare your business for its slow season. Whether you are looking for financing and financial improvement, we have been there.
